December 1, 2021
updated
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Move those hot cocoa packets aside, this hot chocolate with chocolate chips is a delicious cold-weather treat that’s just as easy to make!
This isn’t your ordinary cup of hot chocolate. The chocolate chips make this dessert beverage extra flavorful and it’s ready to sip up in minutes.

2 Ingredient Hot Chocolate
Chocolate chips and milk are all you need to make this delicious cup of silky smooth hot chocolate. Unlike hot cocoa, which uses cocoa powder, sugar, vanilla, and milk this recipe has a more luxurious flavor that’s achieved by melting semi-sweet chocolate chips in warm milk.
It’s the difference between hot chocolate and hot cocoa.
Do You Melt Chocolate Chips Before Adding to the Milk?
It is not necessary to melt the chocolate chips separately before adding them to the milk. However, you can melt the chocolate chips over a water bath and then add them to the warm milk.
How to Make Hot Chocolate Using Chocolate Chips
This simple hot chocolate recipe couldn’t be simpler! I walk you through everything you need to know in this quick recipe video so you can feel confident making your hot chocolate from scratch using chocolate chips!
Dairy-Free Hot Chocolate with Chocolate Chips
If you want to make this a dairy-free hot chocolate that everyone can enjoy, we have options! Some dairy-free alternatives, such as oat milk or soy milk, would make an excellent swap for regular milk. There’s also almond milk, but it isn’t thick or ‘silky’ in consistency compared to oat or soy milk. And, of course make sure you’re using dairy-free chocolate chips!
Read next: How to keep hot chocolate warm!
Topping Chocolate Chip Hot Chocolate
Once you have a warm mug of this chocolate chip hot chocolate in hand it’s time to add on of these toppings! You can keep it simple with whipped cream, or try a new combo with a few of the ingredients below:
- whipped cream
- coconut whipped cream- a dairy-free option!
- marshmallows
- cinnamon
- shaved chocolate
- caramel drizzle
If you love the combination of hot chocolate and caramel, definitely dry this Salted Caramel Hot Chocolate, it’s EPIC!
Hot Chocolate with Chocolate Chips
Ingredients
- 2 cups milk, any
- ¼ cup chocolate chips, heaping
Instructions
- In a medium saucepan over medium heat, warm up the milk. Once warm, add chocolate chips and with a wooden spoon or a whisk, gently stir to dissolve chocolate with the milk.
- Once the mixture is warm and the chocolate chips have dissolved, turn off the heat and serve.
- Top with marshmallows and additional chocolate chips if desired.
Kacey
Quick and easy. Tastes pretty good, just be sure to clean your pots asap because some chocolate is left at the bottom.